Below are answers to the most common questions about international health insurance.
Cost & Coverage
How much does international health insurance cost?
Premiums range from $40–$60/month for basic nomad plans to $250–$450/month for comprehensive global coverage. Price depends on age, coverage area, deductible, and benefits.
Does it cover pre-existing conditions?
Some plans cover stable pre-existing conditions after a waiting period (6–24 months). Others exclude them. We help you find the right plan based on your medical history.
Claims & Hospitals
How do I file a claim?
Most providers offer online portals, mobile apps, or direct billing at network hospitals. For out-of-network care, pay up front and submit receipts for reimbursement within 90–180 days.
Which hospitals are covered in Thailand?
Major international hospitals like Bumrungrad, Bangkok Hospital, Samitivej, and BNH are in most insurance networks. We verify coverage before you buy.
Getting a Quote
Is the quote really free?
Yes. Our comparison service is 100% free with no obligation. We earn a commission from insurers when you purchase a policy.
How long does it take to get a policy?
Once you choose a plan, most policies are issued within 3–5 business days. Emergency coverage can be activated within 24 hours.